Ex-MNC Global Bank Implementation Lead for multi-Country Payments, Collections and Commercial cards

Bridge the Gap Between
Your Corporate ERP and
Global Banking Partners.

Eliminate failed bank integration projects and underperforming card portfolios. We provide client-side advisory to implement Host-to-Host (H2H) payments, ISO 20022 XML payment files, and multi-country commercial card programs that maximize rebates.

Explore Advisory Offerings

SAP / Oracle / Workday Integration

Program PMO

Multi-Country Card Mandates

pain.001.001.09.xml

H2H SFTP Active

<MsgId>CORP-TREASURY-2026-094</MsgId>

</GrpHdr>

</PmtInf>

</CstmrCdtTrfInitn>

</Document>

Bank Validation Passed

camt.053 reconciliation matched 100%

Zero Rejections

Targeted Consulting Practices

Tailored for Treasurers, CFOs, & Procurement Directors

We handle technical bank requirements, file testing, vendor agreements, and program governance so your internal team doesn't get overwhelmed.

Host-to-Host (H2H) & ERP Integration

Connect SAP, Oracle, NetSuite, or proprietary treasury systems directly to your banking partners via secure SFTP / AS2 pipelines.

Elimination of manual banking portal uploads
End-to-end PGP encryption & payload signing
Automated statement feeds (camt.053 / MT940)

ISO 20022 XML Standardisation

Format definition, gap analysis, and file validation for multi-country payment execution without costly testing iterations.

pain.001 Credit Transfers (Domestic, SEPA, Cross-border)
pain.008 Direct Debits & Collections formatting
pain.002 Automated status rejection handling

Commercial Card Program Launch

Comprehensive setup for Corporate T&E, Purchasing Cards (P-Cards), and Virtual Cards (vCards) across multi-country entities.

Bank RFP evaluations & rebate tier negotiations
Multi-currency liability structuring (Corporate vs Individual)
Concur / Coupa / Expensify expense data integration

Client-Side Implementation PMO

When switching cash management banks, you need a dedicated project lead who understands the bank's internal processes from the inside.

Drive bank technical teams and enforce SLA commitments
UAT script design, test-file generation, and sign-offs
Cutover coordination without business payment disruption

Deep Industry Familiarity

Speaking the Exact Language of Bank Implementation Teams

Bank implementation engineers operate in strict technical frameworks. Because our lead consultant spent years directly deploying these systems at multi-national banks, we prevent months of back-and-forth testing errors by delivering specification-compliant payloads from Day 1.

✓

Pre-validated ISOXML syntax test harnesses

✓

Rapid dispute resolution with tier-1 global banking desks

✓

Comprehensive reconciliation architecture

Payment Formats

ISO 20022 XML (pain.001, pain.002, pain.008, camt.052, camt.053, camt.054), SWIFT MT (MT101, MT103, MT940, MT942), NACHA, BACS, SEPA.

Connectivity & Security

Host-to-Host SFTP, FTPS, AS2, RESTful Banking APIs, PGP/GPG Key Management, .

Card Platforms

Mastercard Smart Data, Visa Centre, CitiManager, Amex @Work, TSYS, virtual card tokenization engines, level-3 data capture.

ERP Systems

SAP S/4HANA (FSCM / Cash Management), Oracle Financials Cloud, Microsoft Dynamics 365, Kyriba, etc .

> BANK_IMPL_LOG: 2010-2022

> 50+ Host-to-Host implementations

> 15+ Multi-Country Rollouts Completed

> 80+ corporate clients handled

> Status: INDEPENDENT ADVISOR

Principal Consultant

Former Implementation Lead, MNC Corporate Banking

"I spent over a decade delivering core payment and cards projects for clients of multinational banks, working with diversified, geographically distributed and multi-functional teams. Now, I sit strictly on your side of the negotiation table, and use this expertise to further your payments/cards projects."

The Consultant's Edge

Why Corporate Treasurers Hire an Independent Bank Implementation Specialist

When a corporate engages a global bank for cash management or commercial cards, the bank provides an implementation manager. However, that manager handles 15–20 accounts simultaneously, represents the bank's internal timeline, and expects your internal team to fully configure file outputs and test data.

No Divided Loyalty

We work solely for your corporation. We audit bank fee schedules, challenge non-standard file demands, and hold banking partners to strict project SLAs.

ERP-to-Bank Translator

We translate complex bank file requirements into concrete configurations that your internal IT and SAP/Oracle specialists can execute immediately.

Multi-Country Coverage

Navigating varying clearing windows, cross-border tax identification, and localized card compliance regulations across Europe, APAC, and the Americas.

Turnkey Operational Handover

We do not leave at go-live. We supervise parallel runs, reconcile initial cycles, and document the standard operating procedures for your daily team.

Delivery Model

Structured Engagements from Discovery to Cutover

PHASE 1

Scope & Gap Analysis

Review existing ERP payment setups, card contracts, target bank specifications, and reconciliation challenges.

PHASE 2

Specification & Design

Author pain.001/pain.008 mapping sheets, SFTP security protocols, and corporate card policy rules.

PHASE 3

Testing & Simulation

Drive bank UAT cycles, negative testing scenarios, payment ack handling (pain.002), and ERP posting.

PHASE 4

Go-Live & Transition

Manage pilot live payment cutover, monitor settlement runs, and deliver full handover documentation.

Planning a Bank Migration or Upgrading Payment Files?

Let’s discuss your current timeline, banking counterparties, and integration bottlenecks. Schedule an initial confidential 30-minute discovery call.

Bridge the Gap Between Your Corporate ERP and Global Banking Partners.